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The Federal Reserve’s survey report describes the financial circumstances of U.S. adults in 2016. It examines how households manage income, employment and expenses, including their ability to meet an unexpected cost or cope with changes in work.
Additional sections consider banking and credit, housing, education, student debt and preparation for retirement. Comparisons across groups show how experiences differ by age, income and other characteristics, while charts and tables present the survey results alongside the discussion.
This complete May 2017 report includes the original analysis, methods and supporting questionnaire material. The year in its title refers to the survey period; the work was first published in 2017.
Board of Governors of the Federal Reserve System,May2017. Original survey, tables and credits retained.