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The Federal Reserve’s Survey of Household Economics and Decisionmaking provides the basis for this account of household finances in 2023. It examines how adults describe their financial circumstances and how those assessments relate to income, work, everyday expenses and access to financial services.
Banking and credit, housing, higher education and student loans, retirement and investments receive separate treatment. Charts and tables distinguish experiences across groups and compare the current results with earlier surveys. The complete May 2024 report includes its executive summary, detailed findings and survey methodology.
Board of Governors of the Federal Reserve System. Economic Well-Being of U.S. Households in2023,May2024. Original staff credits, notes and notices retained.