Read and Download Free eBooks
Categories












No books found.
Try another title or author.












Try another title or author.
The FDIC’s 2026 Risk Review examines the funding, interest-rate and credit risks that U.S. banks faced in 2025. It connects movements in interest rates and financial markets with bank profitability, securities values, liquidity, deposit growth and reliance on wholesale funding.
The credit-risk discussion follows exposures in commercial real estate, lending to nondepository financial institutions, business lending, consumer credit, residential real estate and agriculture. Charts and explanatory text compare developments across loan categories and relate changes in borrower conditions to possible bank losses.
The complete original report preserves its executive summary, data-source notes, definitions and supporting discussion, with particular relevance to readers studying community banking and the changing financial environment.