2024 Risk Review book cover
Economics · 2024 · English

2024 Risk Review

by Federal Deposit Insurance Corporation

About this book

The FDIC’s 2024 Risk Review assesses conditions in the U.S. economy, financial markets and banking industry during 2023. It pays particular attention to community banks, connecting changes in funding, asset quality and economic activity with the risks facing insured institutions.

The report considers liquidity, deposits, interest-rate exposure and credit risks across commercial and residential real estate, consumer lending, agriculture, small business, corporate debt, nonbanks and energy. Separate sections discuss operational and cyber risks, climate-related financial risks and crypto-assets.

Charts and explanatory text place these areas in the context of the banking stresses and subsequent developments of 2023. The complete original publication includes the glossary and abbreviations, preserving the FDIC’s original data-source notes and definitions.